FD Rates - Business Outrank

The Bank of Baroda (BoB) and Kotak Mahindra Bank have revised their fixed deposit interest rates, as have several other banks, in their FD offerings for the financial year 2026. The new rates, effective from May, are downward adjustments in order to keep pace with the current financial situation. The official website of Bank of Baroda (BoB) has cut the interest rates for FDs below ₹3 crore for various tenures from seven days to ten years. The interest rates for general citizens are between 4% and 7.10% while senior citizens can get rates between 4.50% and 7.60%. The special additional returns include 0.50% for FDs up to three years and different bonuses for longer tenures, especially for resident senior and super senior citizens. The BoB has reduced the popular rate for general citizens from 7.15% to 7.10% and for senior citizens from 7.65% to 7.60%, which is a slight but important change in returns. Kotak Mahindra Bank has reduced its FD rate for the 180-day tenure by 50 basis points from 7% to 6.50%. Savers and investors should now consider the revised FD rates from Bank of Baroda (BoB) and Kotak Mahindra Bank in the light of the current economic trends.

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Bank of Baroda (BoB) and Kotak Mahindra Bank Cut FD Rates From May

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