Internal Customers - Business Outrank

Yes Bank plans to accelerate its retail segment growth during FY26 through a controlled method which focuses on its internal customer base. The bank aims to achieve a 10–12% growth in its current fiscal year after reducing its retail book by 3.4% in FY25 to improve technology and distribution. Rajan Pental the Executive Director explained that Yes Bank possesses the necessary infrastructure to expand its retail book by 30% yet the bank will choose stability and quality over fast growth. The bank focuses on establishing a franchise through its retail assets according to Pental who added that the goal involves providing complete product solutions to current customers. The bank plans to transition from secured loans with low yields to medium-yield products while keeping its unsecured retail portfolio below 25% to reduce potential risks. The bank plans to increase its MSME book by 20–25% because this segment shows low stress indicators. The bank issues 55,000–60,000 new credit cards each month while controlling credit expansion at an 18% growth rate for its total book during FY26. The bank assesses gold loan products for cost efficiency as part of its plans to expand its product offerings in the future.

What's Hot

IDFC First Bank Share Price Gains After CCI Clears Currant Sea Stake Deal

HDFC Bank Credit Card Rule Change from July 2025 Shocks Users

Meesho Expands Personal Care Reach with HUL, P&G, Himalaya Tie-Ups

Virus Susceptibility in Species: Study Reveals Surprising Findings

Effective Yoga Poses to Naturally Manage Blood Sugar Levels

Health Budgets Of States Fall Below 8%, Missing National Health Policy Targets

The Connection Between Diet and Organic Skincare – Foods for Healthy Skin

Priyanka Chopra’s Stunning Desi Look Steals the Spotlight at Her Brother’s Wedding Festivities

Jana Nayagan: Vijay Wields a Whip in Stunning 2nd Look Poster, Thrilling Fans

Assam’s Jatin Goswami Honored with Padma Bhushan for Sattriya Legacy

Vijay Vikram Singh Urgently Appeals for Respect Amidst Intense Backlash from Rajat Dalal Fans: ‘I Am Not Bigg Boss

Hindon: Incredible Air India Express Flights to Start from March 1 with Low Fares

Indian government approves Singapore Airlines bid to merge Vistara and Air India

Independence Day and Raksha Bandhan Fuel Airbnb Travel Rush

Virus Susceptibility in Species: Study Reveals Surprising Findings

Hindon: Incredible Air India Express Flights to Start from March 1 with Low Fares

Bachchan’s ₹83 Crore Duplex Sale Sparks Unbelievable Investment Growth

Kartik Aaryan’s Fitness Secret: How He Achieved a Stunning Transformation

Browsing: Internal Customers

Yes Bank Retail Strategy 2025: Focus on Internal Customers and Controlled Growth

IDFC First Bank Share Price Gains After CCI Clears Currant Sea Stake Deal

HDFC Bank Credit Card Rule Change from July 2025 Shocks Users

Meesho Expands Personal Care Reach with HUL, P&G, Himalaya Tie-Ups

Adani Airports Raises $750 Million to Expand Aviation Empire

Our Picks

IDFC First Bank Share Price Gains After CCI Clears Currant Sea Stake Deal

HDFC Bank Credit Card Rule Change from July 2025 Shocks Users

Meesho Expands Personal Care Reach with HUL, P&G, Himalaya Tie-Ups

Most Popular

IDFC First Bank Share Price Gains After CCI Clears Currant Sea Stake Deal

Harvesting Hope: Rahul Gandhi’s Empathy in Action with Farmers before 2024 Elections

Is Modi Afraid? Congress Leader Accuses PM of Targeting Rahul Gandhi

Subscribe to Updates

What's Hot

Browsing: Internal Customers