Loan - Business Outrank

HDFC Bank will show a moderate performance in Q4FY25 because analysts predict that profit and net interest income (NII) will grow at single-digit rates while loan growth remains slow and margins remain tight. The largest private sector lender in India has scheduled its quarterly results release for April 19, 2025. Brokerage estimates indicate that HDFC Bank will achieve NII growth of 7.3% YoY to ₹31,200 crore while net profit will increase 3.3% to ₹17,072 crore. The slow growth rate results from poor credit demand combined with elevated funding costs that reduce profit margins. The analysts predict that asset quality will stay stable because Kisan Credit Card segment slippages have decreased. The bank’s net non-performing asset ratio will be approximately 0.47% which shows a slight improvement from the previous quarter. The bank’s net interest margins (NIMs) are expected to hold steady at 3.5% because of ongoing cost pressures. The banking sector shows a low loan growth rate which is expected to increase by 3.4% YoY to ₹25.6 lakh crore. The investor community will monitor the bank's credit-to-deposit ratio and future outlook following its merger with HDFC Ltd. HDFC Bank shares increased by 3% during the January–March quarter while surpassing the Nifty 50 performance despite facing difficulties.

What's Hot

Meesho Faces Big Spotlight as It Allocates ₹480 Crore for AI and Tech Salaries

Why ACL Reconstructions Fail: Dr Ashwani Maichand Elaborates on Key Causes of ACL Repair Failure and How to Avoid Them

A Bold New Shift in Customer Data Sharing

Virus Susceptibility in Species: Study Reveals Surprising Findings

Effective Yoga Poses to Naturally Manage Blood Sugar Levels

Health Budgets Of States Fall Below 8%, Missing National Health Policy Targets

Priyanka Chopra’s Stunning Desi Look Steals the Spotlight at Her Brother’s Wedding Festivities

Jana Nayagan: Vijay Wields a Whip in Stunning 2nd Look Poster, Thrilling Fans

Assam’s Jatin Goswami Honored with Padma Bhushan for Sattriya Legacy

Vijay Vikram Singh Urgently Appeals for Respect Amidst Intense Backlash from Rajat Dalal Fans: ‘I Am Not Bigg Boss

Hindon: Incredible Air India Express Flights to Start from March 1 with Low Fares

Indian government approves Singapore Airlines bid to merge Vistara and Air India

Independence Day and Raksha Bandhan Fuel Airbnb Travel Rush

Virus Susceptibility in Species: Study Reveals Surprising Findings

Hindon: Incredible Air India Express Flights to Start from March 1 with Low Fares

Bachchan’s ₹83 Crore Duplex Sale Sparks Unbelievable Investment Growth

Kartik Aaryan’s Fitness Secret: How He Achieved a Stunning Transformation

Browsing: Loan

HDFC Bank Faces Modest Q4 as Loan Growth, Margins Stay Tepid

Meesho Faces Big Spotlight as It Allocates ₹480 Crore for AI and Tech Salaries

Why ACL Reconstructions Fail: Dr Ashwani Maichand Elaborates on Key Causes of ACL Repair Failure and How to Avoid Them

A Bold New Shift in Customer Data Sharing

A Joyous Union Celebrated by the Upadhyay Family

Our Picks

Meesho Faces Big Spotlight as It Allocates ₹480 Crore for AI and Tech Salaries

Why ACL Reconstructions Fail: Dr Ashwani Maichand Elaborates on Key Causes of ACL Repair Failure and How to Avoid Them

A Bold New Shift in Customer Data Sharing

Most Popular

How to optimise instagram account to increase more followers

Maruti Suzuki Company expanded the SUV lineup with a new mid-size model Victoris.

US House passes bill to ban TikTok

Subscribe to Updates

What's Hot

Browsing: Loan